The secret way to be a millionaire is to follow certain habits that helps you Ultimate Financial Success. Live Within Your Means, a simple strategy that everyone can do which relay on salary saving concept where deducting a portion amount from monthly income and save it in bank. Buy Value, Always look to buy smartly with best value and lowest prices. and remember not because it's more expensive means better products, it may relay on reputations and reviews. Pay Your Bills Ahead of Time, It's a very important strategy to avoid false sense of how much money you have. paying your bills ahead helps you control your finance. Shop Without Your Credit Cards, simply the concept of buy now and pay later encourage you to spend more. it's always recommended to use your cash or debit card to reduce your buying. Learn to Say “No” to Yourself, It's really about controlling your self for buying the necessary stuff you need and always avoiding spend money into a stuff you really don’t need.